Bad credit. No credit. Bankruptcy.
We're your No Credit Needed financing partner!
Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!
Financing in a Snap!
Industry Leading Approval Rates
Our online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.
Get up to $3000
Bad credit or no credit? No problem!
Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance your purchase over 12 months of convenient payments. We also offer a 100-Day payment option, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for No Credit Needed financing!
What is No Credit Needed financing?
No Credit Needed financing is Snap's rent-to-own financing that doesn't rely on credit reports to determine approvals or denials. We use a proprietary process that allows us to look beyond bad credit, bankruptcies, or even no credit history. Snap understands that we all face challenges from time to time, so we look for opportunities to help you build or restore your credit.
American First Finance
Minimum $800 net monthly income*
Photo ID & SSN or ITIN
Bank Account & Debit Card
Only 10% down on final sale price and is valid for 90 days. Only offered through in-store purchases. See store for more details.
*Monthly income is defined as gross monthly income subtracting payroll deductions.
Simple. Convenient. Valuable. Flexible.
Simple: Buy what you want plus get the flexibility and value you need with one of Synchrony Bank’s credit cards. Open an account and use your new credit card today, and enjoy dependable financing for future purchases.
Convenient: Fast and easy application process. Apply now, get a quick response, and if approved use your account to make a purchase today.
Valuable: Special promotional financing is available to consumers every day. Ask your store associate about available offers. Plus exclusive offers–receive special cardholder discounts, and advance notice of sale events.